A man test driving a vehicle caused a car accident which injured the other driver. The insurance company refused to pay the $25,000 in coverage required by law for the permissive user of the insured vehicle and refused to defend the driver after settlement was reached with the driver’s personal car insurance carrier. A substantial judgment was entered against the driver. Bartimus, Frickleton, Robertson, Rader represented the driver in his case against the auto dealers insurance company, which alleged the insurer had acted in bad faith in failing to defend the driver and settle the claims against him. The bad faith case resolved for $2,500,000.00.